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Marie Tay

Manage Newborn Expenses Like A Pro (Part 2)



Bath Essentials on a Budget

Babies need special care especially when it comes to bath time, but that doesn’t mean you need to splurge:


  • Baby Bathtub: A basic baby tub works just as well as pricier options.

  • Bath Toys and Towels: As your baby gets older, a few bath toys can make bath time enjoyable while baby towels can be rotated.


Remember, quality matters more than price. Opt for gentle products that are kind to your baby’s skin.


Newborn Clothing Needs 

Babies go through clothes at an impressive rate! Between outgrowing outfits and regular spills, here’s what to keep in mind:


Tip: Stick to affordable, comfortable clothes as babies often grow up pretty fast. About 10 sets of outfits should be enough for regular rotation.




Consider sizing up so your baby can wear them a little longer. And don’t forget second-hand stores and online parenting groups which can be gold mines for quality clothes at half the price.


Diapers: A Never-Ending Need

Babies and diapers go hand-in-hand! Newborns typically use 4–6 diapers daily, which comes to around $2.16 a day. This number only goes up as they grow. Diapers may seem like a never-ending expense, but planning ahead with bulk purchases or exploring reusable options can make it easier on your budget.


Tip: Buy in bulk to save money or consider cloth diapers if you’re open to washing them regularly—they’re reusable and eco-friendly.


Budget-Friendly Baby Gear

Some baby items are worth the investment, but others you can get on a budget such as a cot, playpen and baby bouncer. Keep things simple. and remember that basic items serve the same purpose as the fancier options.





Mealtime Essentials

Babies’ needs change as they grow especially when it comes to feeding. Infant formula is often one of the pricier consumables, averaging around $50 per tin. Keep in mind that after 12 months, babies can often transition to regular milk, which may save you even more in the long run.


Tip: Set aside money monthly for formula as your baby grows to cover increased usage.


Health & Pediatrician Visits

Babies need regular checkups and each visit can cost around $120 as we mentioned in Part 1. Try to budget for at least 8 visits in the first year.


Tip: If you’re eligible, look for subsidised services. Regular pediatrician visits are vital for your baby’s health and well-being, so planning for these expenses will make them less of a strain on your wallet.





Toys & Playtime That Doesn't Break The Bank

Toys are essential for baby development, but they don’t have to break the bank. Look for items that your baby can grow into and will use for longer periods. A few well-chosen toys that offer learning and engagement will keep your baby happy and stimulated without you overspending.


Tip: Stick to a few quality toys rather than many small ones.



Welcoming a baby is one of the most joyful experiences of life, and with a little financial planning, you can enjoy every moment without worrying about money. Focus on essentials, shop smart and embrace DIY options where possible. Most importantly, enjoy this beautiful time with your baby, you’ve got this!


P.S.*: For more detailed insights into the costs of raising a child in Singapore, you can check out this comprehensive guide from Seedly. It’s packed with valuable information to help you understand the financial journey of parenthood in Singapore!


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FAQs


1. How can I budget for unexpected baby expenses?

Create a baby fund by setting aside small amounts weekly. It builds up over time and offers

a cushion for unexpected expenses.


2. Are second-hand baby items safe?

Yes, as long as they’re in good condition. Always check for wear and tear and take note of

recall notices especially for car seats and cribs.


3. How can I save on baby formula costs?

Buy in bulk if possible and keep an eye out for store sales or coupons. Some brands also

offer subscription discounts.


4. Is DIY baby food better than store-bought?

Homemade food can be fresher and cheaper. Plus you get to control the ingredients.



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